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Very Hot Topic (More than 10 Replies) Buying a car advice please (Read 5637 times)
skaletaguy
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Re: Buying a car advice please
Reply #27 - 15. Oct 2007 at 18:56
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thanks judy
  
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blackbird
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Re: Buying a car advice please
Reply #26 - 15. Oct 2007 at 13:46
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there are some good second hand deals at this time of year with the hire companies in the area,Iwork for one so I know; the company I work for in Stalis is selling 6 various models at the moment!!
worth considering.
  
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Judy
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Re: Buying a car advice please
Reply #25 - 15. Oct 2007 at 07:57
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Skaetaguy, you would not pay a full year if you bought the car in November because the insurance would be left on from the previous person - just renew in January.
  
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skaletaguy
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Re: Buying a car advice please
Reply #24 - 14. Oct 2007 at 19:17
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what does right to roam mean
  
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sharphero
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Re: Buying a car advice please
Reply #23 - 14. Oct 2007 at 14:14
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Skaletaguy....Be on the safe side and buy in January.... Preferably early in the month then you get one year "Right to roam"
  
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Crete4me
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Re: Buying a car advice please
Reply #22 - 14. Oct 2007 at 13:41
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Topdriller wrote on 14. Oct 2007 at 12:04:
You'll also come to learn why they drive in the middle of the road i.e. there are lose rocks and stones down the side and if you do drive on the right side you may well damage a wheel, break the suspension etc.


It also helps them to "see round the corner" prior to over taking on the bend!
  

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Topdriller
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Re: Buying a car advice please
Reply #21 - 14. Oct 2007 at 12:04
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It should also be noted that the insurance covers the car, not the owner, which means once insured anyone with a valid driving license can drive your car e.g. visiting friends, family etc.   

Comprehensive insurance is more expensive than the UK so expect to pay 900 euros for something with 2 litres and over with an excess of 600+ euros for each claim.  Most people go for the third party fire and theft option which for the same size of vehicle would be around the 500 euro mark. 

Since most accidents here are shunts, bumps and scrapes - rather than head on collisions - the third party options seems the most sensible way to go.  It should also be noted that garage repair costs are generally not as high as the UK i.e. a far lower labour charge and lower cost for parts.

Something else, if you do have a "fender bender" don't expect the local involved to give you his name, address and insurance company's name !!  He'll just check his car, shrug his shoulders and drive off.  Of course, if it's you fault then expect him to want you to pay for a full respray !!

You'll also find the locals drive in the middle of the road and for the first month or two you'll be scraping your paint with bushes etc as you strive to avoid them.  After a while you'll learn to drive like they do and the paint scraping bit reduces to maybe once a week !  You'll also come to learn why they drive in the middle of the road i.e. there are lose rocks and stones down the side and if you do drive on the right side you may well damage a wheel, break the suspension etc.




  

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skaletaguy
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Re: Buying a car advice please
Reply #20 - 14. Oct 2007 at 11:36
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So the car tax isnt paid on a pro rata basis then.  You could end up paying a full year in November say, then another full year in December.  WOW

Best to buy a car in December then?

Thanks for the valuable information.
  
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Re: Buying a car advice please
Reply #19 - 14. Oct 2007 at 11:30
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Hi we bought a second hand mitsubushi pajero pini, part ex'ed my hyundi accent got 50 eu more than I paid for it 18 mnths before, wore the dealer down by just offering less until we came to an agrrement total cost with extras for a 2 yr old 4x4 with 20,000 k was 16,000 -minus p/x at 5550 so  not a bad deal
It is a 2.0 litre so the tax jumped through the roof to 364.00 eu, but for work it is ideal and for towing boats superb, have a good look around the second hand dealers and some of the main dealers as they often keep p/x's out the back of the dealership, also if you are going to buy, nov/dec is a good time as more deals available and do not forget the new tax for the year is payable once a year in december, so if you buy a car in october you will pay 1 yrs tax for this current year then pay again in december for the following year.
Good luck
Paul
  
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Re: Buying a car advice please
Reply #18 - 12. Oct 2007 at 23:22
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hi all

having just moved out we have been looking into cars - all the advice seems to say the best bet is to buy new - however, i have discussed the subject with my cousin - in - law (a local all his life) and he reckons that you can get a good second hand car for about 5000 and just shook his head when i told him what i had read on various sites. I will keep you all informed especially if what he says turns out to be true!!! But if i do end up buying new - would it be best to just buy outright or are there good finance packages out there? would i need a credit score in crete to be able to take finance? I can afford to buy outright but not sure if finance would be easier for a couple of years. thanks for any replies - James
  
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Judy
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Re: Buying a car advice please
Reply #17 - 10. Oct 2007 at 10:11
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We have noticed the price of fuel rising quite considerably over the past couple of years.   And remember that pay here is very low compared with the UK.
  
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john4d
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Re: Buying a car advice please
Reply #16 - 09. Oct 2007 at 22:59
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Insurance in Crete is much more expensive than in the UK. You should also be aware that the majority of 'comprehensive' insurance only covers you for third party if you take your car outside of Greece and into the EU. Some brokers have even told me that 'it is illegal to offer comprehensive insurance outside of Greece'  though I am sure that this is not the case. Expect to pay 2500 pa premium for a 50,000 vehicle, if you have a full 'no-claim' bonus.

John
  

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skaletaguy
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Re: Buying a car advice please
Reply #15 - 09. Oct 2007 at 08:15
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1.4 cars in uk pay about 100 pounds a year, so its still 50 pounds a year cheaper in crete.  mots in britain essential for cars over 3 years old but that is an annual requirement, again unlike crete. 

all in all, its definately cheaper in crete i am sure.  fuel is for a start.

thanks for the info


  
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Judy
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Re: Buying a car advice please
Reply #14 - 09. Oct 2007 at 07:37
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Oh yes, there is road tax!  For smaller cars, it is 93 euros (up to 1.4), then it moves up to 161 (up to 2,000) when it moves up to 374! - and then for anything 2.5 and more it is not much change from 500 euros.  So quite big increments.  Could even increase again this year for next - we will wait and see when the slips come in in December.  Not sure how much it is in the UK now - have been away some years but I have a feeling that it is not as much as Greece.  Correct me if I am wrong.

MOTs are definitely not optional - once a car is 4 years old, it has to be checked and then it is every 2 years after that.  They now stick a yellow sticker on the car to alert the authorities when a vehicle is lacking a MOT.

Having said all this, I see old trucks belonging to locals around our area which have probably never had MOTs in their lives (they probably run to road tax) but I'm sure half of them do not insure.  Most peopler here seem to get third party (plus fire and theft in most cases) as fully comp seems to be very expensive.

So you see, one of the many things that is now as if not more expensive than the UK.
  
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skaletaguy
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Re: Buying a car advice please
Reply #13 - 08. Oct 2007 at 22:00
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hi

i didnt think there was road tax in crete. was under the impression that insurance was essential, and that mot's are optional as well.

gee, the greeks are catching up with britain very quickly
  
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